=3+A1
=SUM(), AVERAGE
quick intro to functions

WEB:
once you have successfully logged in
you need to create a folder called
public_html

then, you can create files inside that folder. i created hello.html


cs12.cs.qc.cuny.edu/~wajo6788/hello.html

note to self - it was called Invoice1.xlsx

Time value of money

money is worth more now than later

PV = present value
FV = future value

PV + PV * RATE
PV * ( 1 + RATE )

PV * ( 1 + RATE )
PV * ( 1 + RATE ) * ( 1+ RATE)
PV * ( 1 + RATE ) * ( 1+ RATE) *(1 + RATE)

FV = PV * (1 + RATE) ^ NPER




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